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Credit Cards

Card Balance Transfer Rate Balance Transfer Period Typical APR
Virgin Credit Card 0% 16 mths 16.6% Apply now
MBNA Platinum 0% Until 01/03/2010 15.9% Apply now
Card Intro Rate Intro Duration Typical APR
Virgin Credit Card 0% 6 mths 16.6% Apply now
Card Typical APR Interest Free Days
Barclaycard Life of Balance 6.3% 14.9% Apply now

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Loans

Good: Customers with a 'good' profile normally have some or all of the following:
  • an excellent history of employment, residential status and banking
  • never 'missed' or been late with credit account or mortgage payments
  • no CCJ's or black marks against their name
Note: The above should only be used as a guide and not as a statement of lenders' underwriting rules.
Fair: Customers with a 'fair' profile normally have some or all of the following:
  • a fair history of employment, residential status and banking
  • been late with some credit/mortgage payments
  • a high level of debt and frequently applied for credit
Note: The above should only be used as a guide and not as a statement of lenders' underwriting rules.
Poor: Customers with a 'poor' profile normally have some or all of the following:
  • a poor history of employment, residential status and banking (often tenants)
  • late or missed payments with several credit/mortgage accounts
  • a high level of debt and frequently applied for credit
  • CCJs and defaults
Note: The above should only be used as a guide and not as a statement of lenders' underwriting rules.

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Banking

Bank Account Name Interest (AER) Min Balance O/D Rate
ALLIANCE & LEICESTER PLC Premier Direct Current Account 6.5% £1 0.00% Apply now
ABBEY The Abbey Account (Preferred In-credit Rate) 6% £1 19.90% Apply now
LLOYDS TSB BANK PLC Classic Plus Current Account 2.5% £1 18.90% Apply now
COVENTRY BS Coventry First 2.6% £0 £250 Apply now
Bank Account Name Interest (AER) Min Balance
ALLIANCE & LEICESTER PLC Premier 50 Current Account £1 Apply now
HSBC BANK PLC HSBC Plus £1 Apply now
CITIBANK Citibank Plus Account £1 Apply now
Bank Account Name Interest (AER) Min Balance
ALLIANCE & LEICESTER PLC Premier 21 Current Account 8% £1 Apply now
Bank Account Name Interest (AER) O/D Rate
ALLIANCE & LEICESTER PLC Premier Direct Current Account 6.5% 0.00% Apply now
ABBEY The Abbey Account (Preferred Overdraft Rate) 0.1% 0.00% Apply now
FIRST DIRECT 1st Account 0% 15.90% Apply now

Savings

Bank Account Name Interest (AER) Min. Investment
ING DIRECT Savings Account 5.00% £1 Apply now
ICICI BANK HiSAVE Savings Account 4.50% £1 Apply now
ALLIANCE & LEICESTER eSaver - Issue 3 3.60% £1 Apply now
BIRMINGHAM MIDSHIRES e-Saver Account (Issue 2) 3.38% £1 Apply now
Bank Account Name Interest (AER) Min. Investment
HSBC BANK PLC Cash e-ISA 4.25% £1 Apply now
Bank Account Name Interest (AER) Min. Investment
ANGLO IRISH BANK 7 Day Notice Account Issue 2 4.65% Apply now

Motgages

Lender Initial Rate Subsequent Rate Max. Loan To Value
The Co-operative Bank (Direct) 4.14% 4.74% 75% Apply now
Mansfield BS Direct 4.49% 5.69% 75% Apply now
Market Harborough B Soc. (Direct) 4.99% 6.25% 75% Apply now
Nottingham BS 5.44% 5.99% 80% Apply now
Lender Initial Rate Subsequent Rate Max. Loan To Value
Mansfield BS Direct 3.99% 5.69% 75% Apply now
Yorkshire Bank (Direct) 3.99% 4.99% 60% Apply now
Marsden BS (Direct) 4.79% 5.99% 60% Apply now
Lloyds TSB (Direct) Purchase 4.99% 4% 60% Apply now
Lender Initial Rate Subsequent Rate Max. Loan To Value
Lender Initial Rate Subsequent Rate Max. Loan To Value
HSBC Bank Purchase Direct 3.95% 4.44% 60% Apply now
First Direct 4.09% 3.69% 80% Apply now
The Co-operative Bank (Direct) 4.14% 4.74% 75% Apply now
Mansfield BS Direct 4.49% 2 years 75% Apply now

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