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Credit Cards
| Card | Balance Transfer Rate | Balance Transfer Period | Typical APR | |
|---|---|---|---|---|
| Virgin Credit Card | 0% | 16 mths | 16.6% | Apply now |
| NatWest Platinum | 0% | 15 mths | 16.9% | Apply now |
| Barclaycard Platinum | 0% | Until 01/08/2010 | 12.4% | Apply now |
| Barclaycard Goldfish | 0% | Until 01/08/2010 | 14.9% | Apply now |
| Card | Intro Rate | Intro Duration | Typical APR | |
|---|---|---|---|---|
| BT Exclusive | 0% | 9 mths | 15.9% | Apply now |
| Halifax All In One | 0% | 9 mths | 15.9% | Apply now |
| Bank of Scotland All In One | 0% | 9 mths | 15.9% | Apply now |
| Virgin Credit Card | 0% | 3 mths | 16.6% | Apply now |
| Card | Typical APR | Interest Free Days | |
|---|---|---|---|
| Barclaycard Life of Balance | 6.3% | 14.9% | Apply now |
Fees may apply
Loans
Good: Customers with a 'good' profile normally have some or all of the following:
- an excellent history of employment, residential status and banking
- never 'missed' or been late with credit account or mortgage payments
- no CCJ's or black marks against their name
Fair: Customers with a 'fair' profile normally have some or all of the following:
- a fair history of employment, residential status and banking
- been late with some credit/mortgage payments
- a high level of debt and frequently applied for credit
Poor: Customers with a 'poor' profile normally have some or all of the following:
- a poor history of employment, residential status and banking (often tenants)
- late or missed payments with several credit/mortgage accounts
- a high level of debt and frequently applied for credit
- CCJs and defaults
Banking
| Bank | Account Name | Interest (AER) | Min Balance | O/D Rate | |
|---|---|---|---|---|---|
| ALLIANCE & LEICESTER PLC | Premier Direct Current Account | 6% | £1 | 0.00% | Apply now |
| ABBEY | The Abbey Account (Preferred In-credit Rate) | 6% | £1 | 19.90% | Apply now |
| HALIFAX | Ultimate Reward Current Account | 2.5% | £0.01 | 19.50% | Apply now |
| LLOYDS TSB BANK PLC | Classic Account with Vantage | 2% | £1000 | 19.30% | Apply now |
| Bank | Account Name | Interest (AER) | Min Balance | |
|---|---|---|---|---|
| HSBC BANK PLC | HSBC Plus | 2% | £1 | Apply now |
| CITIBANK | Citibank Plus Account | 0.1% | £1 | Apply now |
| THE CO-OPERATIVE BANK PLC | Privilege Account | 0% | £1 | Apply now |
| Bank | Account Name | Interest (AER) | Min Balance | |
|---|---|---|---|---|
| ALLIANCE & LEICESTER PLC | Premier 21 Current Account | 5% | £1 | Apply now |
| Bank | Account Name | Interest (AER) | O/D Rate | |
|---|---|---|---|---|
| ALLIANCE & LEICESTER PLC | 0.00% | Apply now | ||
| ABBEY | 0.00% | Apply now | ||
| FIRST DIRECT | 15.90% | Apply now | ||
| THE CO-OPERATIVE BANK PLC | 15.90% | Apply now |
Savings
| Bank | Account Name | Interest (AER) | Min. Investment | |
|---|---|---|---|---|
| ING DIRECT | Savings Account | 3.00% | £1 | Apply now |
| PRINCIPALITY BS | e-SAVER Issue 2 | 2.85% | £1 | Apply now |
| SAINSBURYS FINANCE | Sainsbury's Internet Saver | 2.80% | £1000 | Apply now |
| BARNSLEY BS | Online Saver | 2.50% | £1 | Apply now |
| Bank | Account Name | Interest (AER) | Min. Investment | |
|---|---|---|---|---|
| HSBC BANK PLC | Cash e-ISA | 4.25% | £1 | Apply now |
| Bank | Account Name | Interest (AER) | Min. Investment | |
|---|---|---|---|---|
| INVESTEC | High 5 Account | 3.12% | Apply now |
Motgages
| Lender | Initial Rate | Subsequent Rate | Max. Loan To Value | |
|---|---|---|---|---|
| Hanley Economic | 2.45% | 4.74% | 70% | Apply now |
| HSBC Bank Purchase | 2.49% | 3.94% | 60% | Apply now |
| Marsden BS | 2.89% | 5.49% | 60% | Apply now |
| Market Harborough BS | 2.99% | 5.49% | 75% | Apply now |
| Lender | Initial Rate | Subsequent Rate | Max. Loan To Value | |
|---|---|---|---|---|
| Leek United BS | 3.39% | 5.19% | 75% | Apply now |
| Market Harborough BS | 3.45% | 5.49% | 75% | Apply now |
| Post Office | 4.45% | 0% | 60% | Apply now |
| The Co-operative Bank Purchase | 5.29% | 4.24% | 60% | Apply now |
| Lender | Initial Rate | Subsequent Rate | Max. Loan To Value |
|---|
| Lender | Initial Rate | Subsequent Rate | Max. Loan To Value | |
|---|---|---|---|---|
| The Co-operative Bank Purchase | 2.39% | 4.24% | 75% | Apply now |
| Hanley Economic | 2.45% | 4.74% | 70% | Apply now |
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