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Credit Cards

Card Balance Transfer Rate Balance Transfer Period Typical APR
Virgin Credit Card 0% 16 mths 16.6% Apply now
Card Intro Rate Intro Duration Typical APR
Capital One Low Rate Balance Transfer 0% Until 01/05/2009 15.9% Apply now
Halifax One Online Special 0% 10 mths 15.9% Apply now
Card Typical APR Interest Free Days
Barclaycard Life of Balance 6.3% 14.9% Apply now

Fees may apply

Loans

Good: Customers with a 'good' profile normally have some or all of the following:
  • an excellent history of employment, residential status and banking
  • never 'missed' or been late with credit account or mortgage payments
  • no CCJ's or black marks against their name
Note: The above should only be used as a guide and not as a statement of lenders' underwriting rules.
Fair: Customers with a 'fair' profile normally have some or all of the following:
  • a fair history of employment, residential status and banking
  • been late with some credit/mortgage payments
  • a high level of debt and frequently applied for credit
Note: The above should only be used as a guide and not as a statement of lenders' underwriting rules.
Poor: Customers with a 'poor' profile normally have some or all of the following:
  • a poor history of employment, residential status and banking (often tenants)
  • late or missed payments with several credit/mortgage accounts
  • a high level of debt and frequently applied for credit
  • CCJs and defaults
Note: The above should only be used as a guide and not as a statement of lenders' underwriting rules.

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Banking

Bank Account Name Interest (AER) Min Balance O/D Rate
ALLIANCE & LEICESTER PLC Premier Direct Current Account 8.5% £1 0.00% Apply now
ABBEY The Abbey Account (Preferred In-credit Rate) 8% £1 0.00% Apply now
COVENTRY BS Coventry First 5.1% £0 £250 Apply now
Bank Account Name Interest (AER) Min Balance
ALLIANCE & LEICESTER PLC Premier 50 Current Account £1 Apply now
HSBC BANK PLC HSBC Plus £1 Apply now
CITIBANK Citibank Plus Account £1 Apply now
Bank Account Name Interest (AER) Min Balance
ALLIANCE & LEICESTER PLC Premier 21 Current Account 10% £1 Apply now
Bank Account Name Interest (AER) O/D Rate
ALLIANCE & LEICESTER PLC Premier Direct Current Account 8.5% 0.00% Apply now
ABBEY The Abbey Account (Preferred Overdraft Rate) 0.1% 0.00% Apply now
FIRST DIRECT 1st Account 0% 15.90% Apply now

Savings

Bank Account Name Interest (AER) Min. Investment
ALLIANCE & LEICESTER eSaver - Issue 2 6.30% £1 Apply now
ABBEY eSaver Direct 6.00% £1 Apply now
ALLIANCE & LEICESTER Online Tracker 6.00% £1 Apply now
ING DIRECT Savings Account 6.00% £1 Apply now
Bank Account Name Interest (AER) Min. Investment
HSBC BANK PLC Cash e-ISA 4.25% £1 Apply now
ALLIANCE & LEICESTER Easy ISA 5.50% £1 Apply now
Bank Account Name Interest (AER) Min. Investment
INVESTEC High 5 Account 6.39% £25000 Apply now

Motgages

Lender Initial Rate Subsequent Rate Max. Loan To Value
Principality BS Direct 5.49% 6.79% 75% Apply now
The Co-operative Bank (Direct) 5.89% 6.49% 75% Apply now
Marsden BS 5.99% 6.99% 70% Apply now
Market Harborough B Soc. (Direct) 6.1% 7.15% 75% Apply now
Lender Initial Rate Subsequent Rate Max. Loan To Value
Lloyds TSB (Direct) Purchase 4.84% 5% 60% Apply now
Cheltenham & Gloucester Purchase 4.89% 5% 75% Apply now
Woolwich ( Core Range) 5.49% 6.64% 60% Apply now
Abbey 5.54% 5.44% 75% Apply now
Lender Initial Rate Subsequent Rate Max. Loan To Value
Lender Initial Rate Subsequent Rate Max. Loan To Value
HSBC Bank Purchase Direct 3.99% 6.25% 60% Apply now
Cheltenham & Gloucester All Weather Purchase 4.79% 5% 75% Apply now
Abbey 4.99% 5.44% 75% Apply now
Principality BS Direct 5.49% To Dec 2010 75% Apply now

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virgin credit card

£30 off your Media bill when you take out & use a Virgin Credit Card. Typical rate 16.6% APR. Apply here.

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Protect yourself from ID fraud

With a free Experian report you can set up alerts - an easy way to protect yourself from identity fraud.