Christmas cards
There are less than two months to go until Christmas and many people are starting to plan their festive shopping.
For lots of us, the recession means cutting back this December. But if you're planning to use a credit card to spread the cost then it's time to start researching and find the best deal.
You don't want to grab the first card you qualify for and be left paying interest on costly debt come New Year.
Credit cards can be a useful way to budget for the festive shopping splurge, and most will give you 56 days interest-free on purchases, allowing you to spread the cost of Christmas over more than one payslip.
If you know that you're going to clear the balance then there are even ways to earn rewards for your Christmas shopping - such as cashback.
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